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Plastiq

Plastiq

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ReviewAITools Score · 846 reviews8.2

What is Plastiq?

Plastiq provides a unique financial service designed to help businesses and individuals enhance their payment flexibility.

Through its online platform, users can use their preferred credit or debit cards to pay for various services and goods, even if the recipient does not directly accept card payments. This innovative approach ensures that users can maximize their card reward programs, maintain liquidity, and manage cash flow more effectively by extending the time to pay bills.

The easy setup process and payment scheduling streamline financial transactions for better budget management.

Plastiq’s platform distinguishes itself by offering a solution to often inflexible payment systems, allowing users to use their credit cards for payments traditionally requiring a bank transfer or check, such as rent, taxes, or supplier payments.

Ideal for small to medium-sized businesses, entrepreneurs, and freelancers, Plastiq simplifies managing expenses and taking advantage of credit benefits without changing existing payment processes. Its user-friendly interface and strong security measures make it a reliable tool for optimizing how payments are made and received, improving financial operations without incurring unnecessary fees or complications.

Best for
StartUpsSmall BusinessMedium Business

Pricing

Starting at Custom · Subscription

Features

38 features that make Plastiq stand out.

  • Automated invoicing
  • Currency conversion
  • Multi-currency support
  • Payment gateway setup
  • Payment processing
  • PCI DSS compliance
  • Recurring payments
  • Reporting and analytics
  • Sales reporting
  • Subscription billing
  • Accounting Integration
  • Accounts Payable

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Frequently asked questions

Is Plastiq free to use?
Plastiq does not include a free tier, but it offers a free trial so you can test it before committing.
How much does Plastiq cost?
Plastiq uses custom pricing tailored to each organisation. Contact their sales team for a quote based on your team size, modules and contract length.
What does Plastiq integrate with?
Plastiq integrates with popular tools such as NetSuite, plus an open API for custom workflows.
Who is Plastiq best suited for?
Plastiq is built for teams who need to standardise the workflow it covers — typically growing companies who have outgrown spreadsheets but don't yet need enterprise-grade procurement suites. The exact fit depends on company size, deal volume and compliance requirements.
How long does it take to onboard Plastiq?
Most teams are live on Plastiq within 2–6 weeks. Simpler implementations (small teams, default workflows) can be done in days; large enterprise rollouts with custom approval chains and ERP integration take longer.

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