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Pesapal

Pesapal

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by Pesapal·Launched Payment Processing Software
ReviewAITools Score · 822 reviews8.6

What is Pesapal?

Pesapal is a comprehensive payment solutions platform tailored for businesses across East Africa, offering seamless processing of card and mobile money transactions both online and in-store. By supporting M-Pesa, VISA, Mastercard, and QR payments on a single system, it enables flexible commerce through web checkout pages, online invoicing, and physical POS terminals.

The platform operates via a unified merchant dashboard and developer APIs that integrate with e‑commerce sites, marketplaces, and third-party systems. Its POS terminal—Pesapal Sabi PDQ—connects via 4G, Wi‑Fi, or dual SIM, enabling fast, secure acceptance of mobile money and card payments with next-day settlement and real-time reporting.

Pesapal also delivers solutions like branded payment pages, bulk e‑invoicing, digital receipts, and an open float payment service for payroll, airtime, and business payouts. The RACK POS system further extends capabilities with integrated inventory tracking, eTIMS tax compliance, and configurable hardware for retail and hospitality scenarios.

Use cases include retail shops, restaurants, hotels, petrol stations, and small to medium enterprises in Kenya, Uganda, Tanzania, Rwanda, Zambia, and Malawi. Businesses benefit from simplified integration, mobile-first operations, consolidated reporting, and regulated compliance under regional central banks.

Best for
StartUpsSmall BusinessMedium BusinessLarge Enterprise

Pricing

Starting at Custom · Subscription

Features

33 features that make Pesapal stand out.

  • Mobile Payments
  • Debit/Credit Card Processing
  • Point of Sale (POS)
  • Online Payments
  • Recuring/Subscription Billing
  • Billing & Invoicing
  • Multi-Currency
  • PCI Compliance
  • Payment Fraud Prevention
  • Real Time Reporting
  • API
  • Mobile Access

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Frequently asked questions

Is Pesapal free to use?
Pesapal does not currently offer a free tier or free trial. Pricing starts at Custom and depends on the plan you choose.
How much does Pesapal cost?
Pesapal uses custom pricing tailored to each organisation. Contact their sales team for a quote based on your team size, modules and contract length.
What does Pesapal integrate with?
Pesapal ships with an open API for custom integrations. The vendor also publishes connectors for common business systems on request.
Who is Pesapal best suited for?
Pesapal is built for teams who need to standardise the workflow it covers — typically growing companies who have outgrown spreadsheets but don't yet need enterprise-grade procurement suites. The exact fit depends on company size, deal volume and compliance requirements.
How long does it take to onboard Pesapal?
Most teams are live on Pesapal within 2–6 weeks. Simpler implementations (small teams, default workflows) can be done in days; large enterprise rollouts with custom approval chains and ERP integration take longer.

About the authors

Alina Maria Stan
Alina Maria StanWriter

Alina Maria Stan is the COO and Co-Founder of Tekpon, where she has utilized her expertise in SaaS, software promotion, and lead generation since July 2020. Her role involves media buying and extensive software branding, contributing significantly to Tekpon’s market presence. Prior to founding Tekpon, Alina served as CEO of King Casino Bonus and Head of Affiliation at Extremoo Media, where she was responsible for branding and affiliate strategies. Her earlier roles include Head of Branding & Affiliation at Fable Media in Denmark and Junior CRM Manager at K.H. ApS, where she developed affiliate

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Ana Maria Constantin
Ana Maria ConstantinWriter

Ana Maria Constantin, the dynamic Chief Marketing Officer at Tekpon, brings a unique blend of creativity and strategic insight to the digital marketing sphere. With a background in interior design, her aesthetic sensibility is not just a skill but a passion that complements her expertise in marketing strategy. This allows her to create campaigns that are not only visually appealing but also highly effective, a testament to her unique talent. Ana Maria Constantin’s affiliate manager experience is a testament to her dedication and growth. During this time, she improved her partnership developmen

LinkedIn ↗

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