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Payment Depot

Payment Depot

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by Payment Depot·Launched Payment Processing Software
ReviewAITools Score · 1431 reviews8.6

What is Payment Depot?

Payment Depot is a low-cost credit card processing company that offers wholesale rates to small businesses, helping them save money. They charge a monthly subscription fee rather than percentage-based markups, resulting in lower overall costs.

The platform provides merchant services for all business types and sizes, with solutions for eCommerce, point of sale, virtual terminals, and more. They integrate with popular platforms like Shopify, QuickBooks, and WooCommerce.

Unlike traditional processors, the platform doesn’t mark up rates or take a cut of sales, allowing merchants to keep more revenue. Members save an average of $400 a month in processing fees and have access to next-day deposits, rate protection, and chargeback monitoring.

There are no hidden fees or cancellation fees. Payment Depot aims to provide not only savings but also excellent customer service and unique solutions, making them highly rated in the industry.

Best for
StartUpsSmall BusinessMedium Business

Pricing

Starting at $79/month · Subscription

Features

21 features that make Payment Depot stand out.

  • ACH Payment Processing
  • Debit/Credit Card Processing
  • Data Security
  • Electronic Payments
  • Electronic Signature
  • In-Person Payments
  • Mobile Access
  • Mobile Payments
  • Online Payments
  • Payment Processing
  • Point of Sale (POS)
  • Receipt Management

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Frequently asked questions

Is Payment Depot free to use?
Payment Depot does not currently offer a free tier or free trial. Pricing starts at $79 and depends on the plan you choose.
How much does Payment Depot cost?
Payment Depot starts at $79/month. Higher tiers add seat capacity, automation, integrations and enterprise-grade controls.
What does Payment Depot integrate with?
Payment Depot integrates with popular tools such as Shopify, WooCommerce, BigCommerce, OpenCart, Revel Systems, plus an open API for custom workflows.
Who is Payment Depot best suited for?
Payment Depot is built for teams who need to standardise the workflow it covers — typically growing companies who have outgrown spreadsheets but don't yet need enterprise-grade procurement suites. The exact fit depends on company size, deal volume and compliance requirements.
How long does it take to onboard Payment Depot?
Most teams are live on Payment Depot within 2–6 weeks. Simpler implementations (small teams, default workflows) can be done in days; large enterprise rollouts with custom approval chains and ERP integration take longer.

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